What Is A House In Multiple Occupation (HMO) and Can I Get A HMO Buy-To-Let Mortgage?

Your property may be deemed a House in Multiple Occupation (HMO) if it is occupied by multiple tenants who aren’t in the same family. To qualify for this, the property must have a minimum of three tenants or forms more than one household. It could also be an HMO if there are shared facilities, such as a toilet, bathroom or kitchen.

You may require an HMO license, although this depends on the type of property you have. Your local authority will be able to advise you further on this.

If your property is an HMO, your HMO buy-to-let mortgage options may be limited. Speak to our team today to explore your options on 0800 587 1008 or 0191 233 0567.

  • Paragon1
  • Santander1
  • TheMortageWorks1
  • VirginMoney1
  • AccordMortgages1
  • Aldermore1
  • Birmingham1
  • Coventry1
  • Paragon1
  • Santander1
  • TheMortageWorks1
  • VirginMoney1
  • AccordMortgages1
  • Aldermore1
  • Birmingham1
  • Coventry1
  • Paragon1
  • Santander1
  • TheMortageWorks1
  • VirginMoney1
  • AccordMortgages1
  • Aldermore1
  • Birmingham1
  • Coventry1
  • Paragon1
  • Santander1
  • TheMortageWorks1
  • VirginMoney1
  • AccordMortgages1
  • Aldermore1
  • Birmingham1
  • Coventry1
  • Paragon1
  • Santander1
  • TheMortageWorks1
  • VirginMoney1
  • AccordMortgages1
  • Aldermore1
  • Birmingham1
  • Coventry1
  • Paragon1
  • Santander1
  • TheMortageWorks1
  • VirginMoney1
  • AccordMortgages1
  • Aldermore1
  • Birmingham1
  • Coventry1
  • Paragon1
  • Santander1
  • TheMortageWorks1
  • VirginMoney1
  • AccordMortgages1
  • Aldermore1
  • Birmingham1
  • Coventry1